Opendoor vs Offerpad — and where we fit.
Zoom Casa is one of the three companies on this page, so read it with that in mind. What we can promise is method: every claim about Opendoor and Offerpad below comes from that company’s own published pages, and where we could not verify something, we say so rather than fill the gap.
How this was sourced. Facts verified against Opendoor’s help centre and Offerpad’s seller FAQ on July 21, 2026. Both companies change terms without notice — confirm anything that matters directly with them before you decide, and hold Zoom Casa to exactly the same standard.
What each company actually says.
| Opendoor | Offerpad | Zoom Casa | |
|---|---|---|---|
| Service fee | No fixed percentage published. Opendoor states the charge “varies and is shown in your offer breakdown,” depending on market, home, and conditions. | 5% service fee on the purchase price, plus roughly 1% in standard closing costs (Offerpad notes this varies slightly by state). | A single program fee in the 5-10% range, taken out of the resale proceeds rather than paid up front, and itemised on your net sheet before you sign. |
| Who keeps the resale profit | The company on a standard cash offer. Its “Cash Now, More Later” option is the exception — it pays upfront cash plus potential upside later. | The company. | You — the remaining balance comes back to you when the home resells, minus the one program fee. |
| How the offer is set | Questionnaire, then an estimated value in minutes; a home assessment (self-photos in their app, or an in-person walkthrough) then produces a final offer in 5–7 business days. Opendoor says the offer “can go up or down” after assessment. | An online form Offerpad says takes about 5 minutes produces an offer range, followed by an on-site assessment. Offers expire in 7 days; a renewed offer “may be the same, higher, or lower.” | Enter an address and see the full net sheet immediately — no email address required, and nothing to accept to see the math. |
| Repairs | Deducted from the offer as a “condition adjustment.” Opendoor is upfront that these “are not quotes from contractors — they are Opendoor’s internal estimates.” | Three choices: take a repair credit (Offerpad adjusts the sale price accordingly), do the repairs yourself with a licensed contractor and proof, or decline — in which case Offerpad may cancel. | Pre-Sale Home Prep can fund the work instead of discounting for it, repaid out of the eventual sale. |
| Closing timeline | 21–60 days, with the seller choosing the date. | 8–60 days, seller’s choice, with published state-by-state minimums (8–15 business days depending on the state and whether there’s an HOA). | as fast as 10–15 days. |
| Where they buy | Claims nationwide coverage — “every postal code in the lower 48 states where single-family homes are available.” | A limited set of metros. Offerpad’s locations page lists roughly 15 market headings across about 9 states, which it describes as 1,700+ cities and towns. | All 50 states + Puerto Rico + DC. |
| What they won’t buy | No mobile or manufactured homes, no 5+ unit multi-family, no land. Some condos qualify, some don’t. No published price range; age limits “vary by location.” | Typically not homes built before 1950, on lots over 2 acres, or valued above $1 million (Offerpad says this depends on market). No manufactured homes; the home must be vacant at closing. | Typically works with homes in the $300K-$5M range; eligibility is confirmed on the net sheet. |
| Your agent | Runs an agent referral/bonus program; the seller typically transacts directly. | Offers its own brokerage service alongside the cash offer. | Your agent stays the listing agent and keeps their full commission. Around 60% of Zoom Casa deal flow comes through partner agents. |
The things other comparison pages make up.
Every comparison page has gaps. Most fill them with a confident-sounding number. Here are ours, left open.
- Opendoor’s service fee as a percentage. It does not publish one — its help centre states plainly that there is no fixed published percentage. Any “Opendoor charges 5%” you read elsewhere, including on comparison sites, is not coming from Opendoor.
- Opendoor’s home price limits. No minimum or maximum is published anywhere on their site.
- Opendoor’s exact home-age cutoff. Described only as varying by market, with “pre-1930 in some markets” as the single number given.
- Offerpad’s true market count. Its locations page and its seller FAQ disagree — the FAQ lists closing minimums for several states that have no market on the locations page.
- Whether Offerpad’s older “Flex” and “Express” program names still exist. They no longer appear on Offerpad’s site, and we found no announcement retiring them.
- Whether “List with Opendoor” is still offered. It is absent from Opendoor’s current site and help centre.
Choosing between the three.
What is the main difference between Opendoor and Offerpad?
On the seller-facing basics: Offerpad publishes a flat 5% service fee plus roughly 1% in closing costs, while Opendoor declines to publish a fixed percentage and discloses the charge in each individual offer. Opendoor claims nationwide coverage across the lower 48; Offerpad operates in a limited set of metros. Offerpad lets you make required repairs yourself; Opendoor deducts an internally estimated condition adjustment instead. Both keep the resale profit on a standard cash offer.
Does Opendoor really charge 5%?
Opendoor does not publish a 5% fee, or any fixed percentage. Its help centre states the service charge varies by market and home and is shown in your individual offer breakdown. The 5% figure is repeated widely on comparison sites but does not come from Opendoor, so treat any page quoting it as a fact with caution — including when the page is selling you something.
Which one pays the most for a house?
Nobody can answer that in the abstract, and any page that does is guessing. All three of these companies price per property, and two of them adjust after an assessment. The only honest comparison is the one run on your actual address, with each company’s real number in writing next to what a traditional listing would net you.
Is Zoom Casa just another iBuyer?
No — the difference is where the resale profit goes. A standard iBuyer cash offer ends at closing and the company keeps whatever the resale earns. Zoom Casa pays up to 85% up front and returns the remaining balance, minus one program fee, when the home resells. Opendoor's "Cash Now, More Later" is the closest thing in the category to that structure, and it is fair to compare the two directly.
Related: how Cash Offer+ differs from an iBuyer · seven questions to ask any cash buyer
Opendoor and Offerpad are independent companies, are not affiliated with Zoom Casa, and do not endorse it. Their names and trademarks belong to them and are used here only to identify and compare the services. Company statements are quoted from their own public pages as of July 21, 2026. Net-sheet previews are illustrative; final offer terms are issued in writing on a term sheet. Program availability varies by state. Past results don't guarantee future outcomes — not all properties qualify.